Privacy Policy

While processing your application, we accumulate non-public personal financial information from you and from other sources about your income, your assets, and your credit history to allow a lender to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you and as a Mortgage Broker, we will share this information with lenders to provide you with the best possible mortgage product for you needs. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Collection of Information

We collect non-public information about you from the following sources:

Information we receive from you on applications or other forms
Information about your transactions with us, our affiliates, or others
Information we receive from a consumer reporting agency
Non-personally identifiable information about you in a number of ways, including tracking your activities through your IP address or most-recently-visited URL
Personally identifiable information when you voluntarily submit contact information to us, such as name, phone, email address, and mailing address by filling out a form or survey, registering your email address with us or emailing us

Information

We use personally identifiable and non-personally identifiable information for internal marketing purposes, for trend analysis, for pattern detection, and for site administration.

We may also collect personal information from you at other points on our site that state that personal information is being collected.

Third Party Sites

This policy on addresses our activities from our servers. Other sites (including those that we link to within an advertisement, article, or otherwise, and third party sites or services with which we offer or co-brand) may have their own policies, which we do not control, and thus are not addressed by this policy.

Text Based Communications

For communications by phone, SMS, and email: By providing your contact information, including phone number and email address, you consent to receive calls, text messages, and emails from us for informational and promotional purposes. Your consent is not a condition of purchasing any products or services. Standard messaging and data rates may apply. You may opt out of phone and SMS communications by replying 'STOP' to any message received or by contacting us directly. You may opt out of email communications by using the 'unsubscribe' link provided in the email.

Cookies and Tracking Methods

When you view our website, we might store some information on your computer. This information will be in the form of a "cookie" or similar file. Cookies are small pieces of information sorted on your hard drive, not on our site. Cookies, which are tied to personal information, do not spy on you or otherwise invade your privacy, and they cannot invade your hard drive and steal information. Rather, they help you navigate a website as easily as possible.

Cookies can help us provide information that is targeted to your interests and they allow us to better understand how users us our site, which in turn helps us focus our resources on features that are most popular with our users. You are always free to decline our cookies if your browser permits, but some parts of our site, including our registered customer account web sites may not work properly in that case.

Third Party Tracking

We use a third-party tracking service from Google Analytics that uses cookies to track information about visitors to our site in the aggregate on page visits, time on page, and visitor bounce rates to enable our making the site better and more informative to our visitors.

Security

We use industry-standard methods to protect your personally identifiable information from unauthorized access. Among other techniques, we usually store such information on a computer behind our "firewall" in a secure location, and we often restrict the number of employees internally who can access such data. Of course, there is no such thing as "perfect security" on the Internet.

Legal Disclosure

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our Web site.

Amendments

Amendments to this policy will be posted at this URL and will be effective when posted.

Changes In This Privacy Statement

If we decide to change our privacy policy, we will post those changes to this privacy statement, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.